FluxPe Cross-Border UPI Payments
A next-generation fintech gateway leveraging UPI 2.0 to enable seamless, bank-grade cross-border payments between India and the global market.
Project Overview
FluxPe is a revolutionary financial instrument that democratizes international remittances by leveraging the speed and security of India's UPI infrastructure. The platform serves as a high-frequency bridge between local UPI handles and the international SWIFT/IBAN ecosystem. By architecting the system for extreme concurrency, we ensured that currency conversion and compliance checks occur in sub-second windows. FluxPe provides businesses with a 24/7 instant settlement engine, significantly reducing the complexity and cost of global payouts in supported regions like Singapore, UAE, France, and more.
Challenge & Results
Challenge
Traditional international transfers are slow, opaque, and expensive. The goal was to leverage India's UPI speed for global transactions while adhering to strict international banking and RBI regulations.
Solution
Built a high-performance, RBI-regulated payment gateway integrating UPI with international SWIFT settlements. Implemented real-time FX margin optimization and automated fraud detection systems.
Outcome
Reduced transaction fees by 80% and achieved instant settlement speeds across multiple global corridors, empowering thousands of merchants.
Key Features
Global UPI Integration
Real-Time FX Optimization
RBI & NIPL Regulated
Instant 24/7 Settlements
Automated AML & KYC Scanning
Enterprise Payment API
Smart Transaction Routing
Multi-Corridor Support
Our Process
Financial Standards Review
Understanding SWIFT and UPI 2.0 protocols for seamless integration.
Security Architecture
Designing bank-grade encryption and multi-factor authentication systems.
Core Engine Development
Building the high-concurrency payment processing engine in Golang.
Compliance Testing
Rigorous testing for international banking regulations and security audits.
Client Words
Developing a cross-border payment system is complex, but the team delivered a secure and lightning-fast solution.
Technologies Used
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